7 South Street

Harmony, NY
$ 289,900 Beds 3 Baths 3.5 Sq 1,750 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 7 South St in Panama NY, a beautifully transformed property that was gutted and completely redone from top to bottom. Thoughtful updates throughout combine modern style, comfort, efficiency, and versatile living space. The main home features 2 bedroom, 1.5 baths, luxury vinyl flooring, heated floors on both levels, new windows, new wiring, spray foam insulation throughout, mini splits, and a cozy gas fireplace. At the heart of the home is the beautifully updated kitchen featuring an abundance of cupboard space, stainless steel appliances, a built-in wall oven, and built in microwave. Just off the kitchen is a dedicated coffee and wine bar area, creating the perfect spot for your morning coffee, evening glass of wine, or additional space when entertaining family and friends. The bathrooms have also been completely updated, including an upstairs bathroom featuring a spacious walk-in shower. The laundry room is conveniently located upstairs, keeping everyday necessities close to the bedrooms. Additional improvements include a new roof and an on demand hot water system. Step outside to the covered back patio, an inviting extension of the living space where you can relax, entertain, enjoy outdoor dining, or simply take in the beautiful surrounding scenery. The property also features an impressive 28 x 32 heated floors in garage with epoxy flooring, providing plenty of space for vehicles, storage, hobbies, or a workshop. Above the garage is a separate one-bedroom apartment complete with its own kitchen, bathroom, living area, and mini split system. This additional space offers tremendous flexibility for guests, extended living arrangements, a home office, or potential rental income, subject to applicable local requirements. From the completely renovated main home and stylish kitchen with its own coffee and wine bar to the covered patio, heated garage, and separate apartment, 7 South St. offers a unique combination of modern updates, functionality, and versatility in the Panama community.

Active

  • Price
  • $ 289,900
  • City
  • Harmony
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • CHAUTAUQUA
  • Half Bathrooms
  • 1
  • Area
  • Panama-Village
  • Lot Size
  • 0.27 Acres
  • Zip
  • 14767
  • Sqr Footage
  • 1,750
  • Year Built
  • 1920
  • Taxes
  • $ 4420
  • Style
  • TwoStory
  • MLS#
  • R1713613
Listed By: Heather Shea-Canaley with ERA Team VP Real Estate;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer SepticTank
Heating Ductless,Gas,Zoned,Baseboard,HotWater
Cooling Ductless,Zoned
Utilities ElectricityConnected,HighSpeedInternetAvailable
Possession Closing
Roof Asphalt,Metal
Appliances AppliancesNegotiable,GasWaterHeater,TanklessWaterHeater
Garage Spaces 2.0
Patio/Porch Features Patio
Architectural Style TwoStory
Construction Materials Other,Stone,SprayFoamInsulation,SeeRemarks
School District Panama
Year Built 1920
Stories Count 2
Township Panama-Village
Levels Two
Property Subtype SingleFamilyResidence
County Chautauqua
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 9
Full Baths 3
Status Active
Directions if coming from Lakewood area 474 to 33/South St. turn left on South St.
High School Panama High
City Harmony
Senior Community Y/N No
High School District Panama
MLS Area Panama-Village-064801
Lot Size Units Acres
Lot Size Square Feet 11761.0
Elementary School Panama K-6
Year Built Details Existing
Tax Annual Amount 4420.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Panama
Elementary School District Panama
Tax Assessed Value 130000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 34

Interior Features

Interior Amenities Den,SeparateFormalLivingRoom,HomeOffice,LivingDiningRoom
Basement CrawlSpace
Flooring Hardwood,LuxuryVinyl,Varies
Total Fireplaces 1
Total Stories 2
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Laundry Features UpperLevel
Total Bedrooms 3
Main Level Bathrooms 1
Total Baths 4

Exterior Features

Exterior Amenities BlacktopDriveway,Patio
Parking Features Detached,Garage,HeatedGarage,WorkshopInGarage,WaterAvailable
Lot Features IrregularLot,ResidentialLot
Water Source Well
Lot Size Area 0.27
Foundation Details Other,SeeRemarks
Building Area Total 1750.0
Lot Dimensions 133X165
Lot Size Acres 0.27
Waterfront Y/N No
Road Frontage Type CityStreet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Panama K-6 Elementary School
Middle School Unknown Middle School
High School Panama High

Price History

9/10/2026 Listed $289,900

Property vs Zip Code Average in 14767

Price
AVG $260K
$290K
Taxes
AVG $2,007
$4,420
Year Built
AVG 1989
1920
Visits
AVG 20
4
Data Provided by Inside Real Estate®

Areas That We Cover

7 South Street Harmony, NY is a Single Family Home for sale at $289900 with 1750 sqft and a lot size of 0.27 Acres Acre(s). 7 South Street Harmony has 3 bedrooms, 3 baths and was built in 1920. The property's zip code is 14767 which is in Harmony, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.