65 Lake Street

Urbana, NY
$ 677,800 Beds 4 Baths 2.5 Sq 2,951 Virtual Tour
Monthly Estimate* How much can I afford?

Don't miss your chance to call Hammondsport home & spend your days on Keuka Lake! Situated in the charming village of Hammondsport, this classic home blends modern updates with beautifully preserved original character. The entire property has been renovated and restored. On the first floor, the updated kitchen features new cabinets, quartz counters & a large eat in center island. So much storage & counter space for cooking & entertaining. The 1st floor addition is currently a large formal dining room and sitting area w/gas fireplace. It could easily be transformed into a wonderful great room/living space. The front sitting room could also serve as a dining room for seating or an office/den. The 1st floor primary suite is beautiful as well as totally accessible w/a zero entry shower for wheelchair accessibility. All interior 1st floor doors are widened & the exterior side entry to the porch is accessible. A 1st floor laundry & ½ bath make single floor living possible. Throughout the home you'll find a blend of new & original hardwood flooring that enhances its warmth and character. On the 2nd level find 3 additional bedrooms. The large full bath along with a second-floor living area w/kitchenette—perfect for easy access to snacks and drinks any time, or easily converted to another bedroom suite. Convenience abounds with abundant storage space throughout & a dry, insulated basement. Outside, enjoy the beautifully landscaped & hardscaped yard from the front porch or large patio w/ remote awning to enjoy outside anytime—ideal for morning coffee or evening relaxation. The large 2 car detached garage & single car garage (ideal for a gardening shed, playhouse etc) make this tranquil setting unbeatable. This property offers an exceptional lifestyle close to Keuka Lake. Enjoy public lake access with swimming, picnic areas, docks, & a boat launch. You’ll also love being close to the shops, restaurants, wineries, & year-round activities that make Hammondsport such a sought-after destination!

Active

  • Price
  • $ 677,800
  • City
  • Urbana
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • STEUBEN
  • Half Bathrooms
  • 1
  • Area
  • Hammondsport-Village
  • Lot Size
  • 0.4 Acres
  • Zip
  • 14840
  • Sqr Footage
  • 2,951
  • Year Built
  • 1900
  • Taxes
  • $ 10274
  • Style
  • TwoStory,Traditional
  • MLS#
  • R1705840
Listed By: Cynthia Tallo with Howard Hanna Lake Group;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer SepticTank
Heating Gas,HotWater,Radiators
Utilities CableAvailable,ElectricityConnected,HighSpeedInternetAvailable,WaterConnected
Possession CloseOfEscrow
Roof Asphalt,Shingle
Appliances BuiltInRange,BuiltInOven,Dryer,Dishwasher,GasCooktop,GasWaterHeater,Microwave,Refrigerator,Washer
Garage Spaces 3.0
Patio/Porch Features Open,Patio,Porch
Architectural Style TwoStory,Traditional
Construction Materials SprayFoamInsulation,VinylSiding
School District Hammondsport
Year Built 1900
Stories Count 2
Township Hammondsport-Village
Levels Two
Property Subtype SingleFamilyResidence
Accessibility AccessibleFullBath,AccessibleBedroom,LowThresholdShower,AccessibleApproachWithRamp
County Steuben
Property Type Residential
Attached Garage No
Garage Y/N Yes
Other Structures SecondGarage
Total Rooms 8
Full Baths 2
Status Active
Directions From Hammondsport take Main St/SR 54A east. Turn right on Lake Street. Property will be on your left
City Urbana
High School District Hammondsport
MLS Area Hammondsport-Village-467201
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 10274.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Hammondsport
Elementary School District Hammondsport
Tax Assessed Value 473900
TaxOtherAnnualAssessmentAmount 0.0

Interior Features

Interior Amenities BreakfastBar,Den,EntranceFoyer,SeparateFormalLivingRoom,GuestAccommodations,KitchenIsland,KitchenFamilyRoomCombo,LivingDiningRoom,Pantry,Storage,SolidSurfaceCounters,BedroomOnMainLevel,ConvertibleBed
Basement ExteriorEntry,Full,WalkUpAccess
Flooring Hardwood,Tile,Varies
Total Fireplaces 2
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N Yes
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 4
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 3

Exterior Features

Exterior Amenities Awnings,BlacktopDriveway,Barbecue,Patio
Parking Features Detached,Electricity,Garage,Driveway,GarageDoorOpener,Other
Lot Features Agricultural,Rectangular,RectangularLot,ResidentialLot
Water Source Connected,Public
Lot Size Area 0.4
Foundation Details Stone
Building Area Total 2951.0
Lot Dimensions 87X201
Lot Size Acres 0.4
Waterfront Y/N No
Road Frontage Type CityStreet,MainThoroughfare

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/13/2026 Listed $740,000
8/26/2026 6% - $699,000
9/6/2026 4% - $677,800

Property vs Zip Code Average in 14840

Price
AVG $1.08M
$680K
Taxes
AVG $10,301
$10,274
Year Built
AVG 1963
1900
Visits
AVG 17
9
Data Provided by Inside Real Estate®

Areas That We Cover

65 Lake Street Urbana, NY is a Single Family Home for sale at $677800 with 2951 sqft and a lot size of 0.4 Acres Acre(s). 65 Lake Street Urbana has 4 bedrooms, 2 baths and was built in 1900. The property's zip code is 14840 which is in Urbana, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.