49 Oak Street

Westfield, NY
$ 529,000 Beds 3 Baths 2.5 Sq 1,864
Monthly Estimate* How much can I afford?

Completely redesigned and reimagined in 2021, this exceptional property is an established vacation rental with a proven rental history, offering a rare combination of privacy, natural beauty, and convenience. Tucked away on more than 4 wooded acres overlooking the Chautauqua Gorge, you'll feel miles away from it all while being just minutes from the shops, restaurants, and conveniences of Westfield's Main Street. Spend your days exploring private trails, fishing or wading in the creek, relaxing in one of the hammocks beneath the trees, or gathering around the fire pit while enjoying the peaceful sounds of the flowing water. Inside, nearly every room takes advantage of the surrounding woodland and gorge views. The main level features an open-concept kitchen, dining area, and living room with access to a spacious balcony overlooking the gorge. The primary suite also opens directly to the balcony and includes a beautifully appointed ensuite bath. A half bath with laundry area completes the main level. The walkout lower level offers plenty of space for family and guests with a family room and game area, two additional bedrooms, one with direct access to the covered lower deck, and a full bathroom. Whether you're searching for a full-time residence, a private getaway, or an established income-producing investment, this property is being offered fully furnished and offers exceptional flexibility. It offers a rare opportunity to own a private retreat in one of Chautauqua County's most unique natural settings.

Active

  • Price
  • $ 529,000
  • City
  • Westfield
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CHAUTAUQUA
  • Half Bathrooms
  • 1
  • Area
  • Westfield-Village
  • Lot Size
  • 4.4 Acres
  • Zip
  • 14787
  • Sqr Footage
  • 1,864
  • Year Built
  • 1960
  • Taxes
  • $ 11650
  • Style
  • Ranch
  • MLS#
  • R1697752
Listed By: Brandi Russo with Howard Hanna Holt - Mayville;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer Connected
Heating Ductless,Electric,Baseboard
Cooling Ductless,CentralAir
Utilities SewerConnected,WaterConnected
Possession CloseOfEscrow,Other,SeeRemarks
Roof Metal
Appliances Dryer,Dishwasher,ElectricOven,ElectricRange,ElectricWaterHeater,Microwave,Refrigerator,Washer
Garage Spaces 0.0
Architectural Style Ranch
Construction Materials SprayFoamInsulation,VinylSiding,PexPlumbing
School District Westfield Academy and Central
Year Built 1960
Electric CircuitBreakers
View Water
Stories Count 1
Township Westfield-Village
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess,RiverAccess,Stream
County Chautauqua
Property Type Residential
Garage Y/N No
Total Rooms 8
Full Baths 2
Status Active
Directions Route 394 to Westfield. West on Main St. to Oak St.,North on Oak St. to the property on your right. The house can't be seen from the road. Do not enter the driveway without an appointment.
City Westfield
Body of Water Chautauqua Creek
Senior Community Y/N No
High School District Westfield Academy and Central
MLS Area Westfield-Village-067201
Lot Size Units Acres
Lot Size Square Feet 191664.0
Year Built Details Existing
Tax Annual Amount 11650.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Westfield Academy and Central
Elementary School District Westfield Academy and Central
Tax Assessed Value 215000
TaxOtherAnnualAssessmentAmount 0.0

Interior Features

Interior Amenities EntranceFoyer,Furnished,SeparateFormalLivingRoom,GraniteCounters,LivingDiningRoom,MainLevelPrimary,PrimarySuite
Basement EgressWindows,Finished,WalkOutAccess
Flooring LuxuryVinyl
Furnished Y/N Furnished
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 3
Below Grade Finished Area 924.0
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 3

Exterior Features

Exterior Amenities GravelDriveway
Parking Features NoGarage,CircularDriveway
Lot Features IrregularLot,ResidentialLot,Secluded,Wooded
Water Source Connected,Public
Lot Size Area 4.4
Foundation Details Block
Building Area Total 1864.0
Lot Dimensions 396X447
Lot Size Acres 4.4
Frontage Length 629
Waterfront Y/N Yes
Road Frontage Type CityStreet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/11/2026 Listed $550,000
9/12/2026 4% - $529,000

Property vs Zip Code Average in 14787

Price
AVG $280K
$530K
Taxes
AVG $5,820
$11,650
Year Built
AVG 1915
1960
Visits
AVG 16
16
Data Provided by Inside Real Estate®

Areas That We Cover

49 Oak Street Westfield, NY is a Single Family Home for sale at $529000 with 1864 sqft and a lot size of 4.4 Acres Acre(s). 49 Oak Street Westfield has 3 bedrooms, 2 baths and was built in 1960. The property's zip code is 14787 which is in Westfield, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.