123 E Williams Street

Waterloo, NY
$ 115,900 Beds 3 Baths 1 Sq 1,926
Monthly Estimate* How much can I afford?

Welcome to this well-loved 2-story old-style home offering space, character, and endless possibilities. Featuring 3 bedrooms with the option for a 4th bedroom on the main floor, this home provides flexibility for your needs. The full bathroom is conveniently located on the first floor and includes laundry for easy living. Inside, you’ll find an abundance of space waiting for your personal touch, including a dining room that fills with natural light as the sunrise brightens each morning. Step outside to enjoy a fully fenced backyard with plenty of room for pets, play, and entertaining, plus a shed for extra storage. The property also offers generous parking and is perfectly positioned to take in beautiful evening sunsets. Ideally located in the Waterloo School District, this home is within walking distance to the school, downtown, restaurants, and a gas station, while being just minutes from the New York State Thruway for an easy commute. With its prime location, spacious layout, and incredible potential, this home is ready to be transformed into your dream property.

Active

  • Price
  • $ 115,900
  • City
  • Waterloo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • SENECA
  • Half Bathrooms
  • 0
  • Area
  • Waterloo Village-Waterloo
  • Lot Size
  • 0.24 Acres
  • Zip
  • 13165
  • Sqr Footage
  • 1,926
  • Year Built
  • 1940
  • Taxes
  • $ 5095
  • Style
  • HistoricAntique,TwoStory
  • MLS#
  • R1636341
Listed By: Abbey P. Lloyd with Empire Realty Group;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer Connected
Heating Gas,ForcedAir
Cooling WindowUnits
Utilities ElectricityConnected,HighSpeedInternetAvailable,SewerConnected,WaterConnected
Possession Closing
Roof Asphalt
Appliances Dryer,ElectricCooktop,ElectricOven,ElectricRange,GasWaterHeater,Refrigerator,Washer
Garage Spaces 0.0
Architectural Style HistoricAntique,TwoStory
Construction Materials Brick,CopperPlumbing
School District Waterloo
Year Built 1940
Electric CircuitBreakers
Township Waterloo-Village
Property Subtype SingleFamilyResidence
County Seneca
Property Type Residential
Garage Y/N No
Other Structures Sheds,Storage
Total Rooms 9
Full Baths 1
Status Active
Directions From N. Virginia St. take a left onto E Williams St.,property is on the left.
City Waterloo
Senior Community Y/N No
High School District Waterloo
MLS Area Waterloo Village-Waterloo-453801
Lot Size Units Acres
Lot Size Square Feet 10454.0
Year Built Details Existing
Tax Annual Amount 5095.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Waterloo
Elementary School District Waterloo
Tax Assessed Value 62000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 36

Interior Features

Interior Amenities CeilingFans,EatInKitchen,ProgrammableThermostat
Basement Full,WalkOutAccess
Flooring Carpet,Hardwood,Laminate,Varies
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bathrooms 1
Total Baths 1

Exterior Features

Exterior Amenities FullyFenced,GravelDriveway
Fencing Full
Parking Features NoGarage
Lot Features IrregularLot,NearPublicTransit
Water Source Connected,Public
Lot Size Area 0.24
Foundation Details Stone
Building Area Total 1926.0
Lot Dimensions 53X145
Lot Size Acres 0.24
Waterfront Y/N No
Road Frontage Type MainThoroughfare

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/10/2025 Listed $149,900
9/20/2025 23% - $115,900

Property vs Zip Code Average in 13165

Price
AVG $170K
$120K
Taxes
AVG $4,064
$5,095
Year Built
AVG 1953
1940
Visits
AVG 32
314
Data Provided by Inside Real Estate®

Areas That We Cover

123 E Williams Street Waterloo, NY is a Single Family Home for sale at $115900 with 1926 sqft and a lot size of 0.24 Acres Acre(s). 123 E Williams Street Waterloo has 3 bedrooms, 1 baths and was built in 1940. The property's zip code is 13165 which is in Waterloo, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.